Asset Based Lending


Inventory Finance

Inventory Funding

Whether you're a manufacturer, distributor, supplier, or dealer, Financial Capital Resource can help you fund the flow of inventory. Inventory funding is critical for companies that need to keep several different items in stock for just in time delivery, or for companies that need to keep inventory on hand for retail replenishment.

Inventory funding is especially useful for businesses that must pay their suppliers in a shorter period of time than it takes them to sell their inventory to customers.

There are many benefits to this type of inventory loan:

  • Allows you to use your inventory as a bankable asset
  • Provides a solution to seasonal fluctuations in cash flows
  • Allows you to acquire extra inventory when you need it
  • Helps your business achieve higher sales volume
  • Can work in conjunction with receivable and purchase order financing

We work with many well-capitalized lenders that are aggressively lending. Many of our clients, companies just like yours, can receive the working capital they need even in today’s hard economic times.


Receivables Finance

Turn your accounts receivable into cash flow

We specialize in receivables lending for growing companies that do not have access to traditional financing sources. Working with us you gain a financial partner who understands your needs and is vested in your success.

Receivables lending is part of a collateralized loan. You simply pledge your accounts receivable to a lender and receive up to 90% advance. This type loan is a revolving line of credit that fluctuates with the amount of open accounts receivable.

There are many benefits to this types of receivables loan:

  • Your cash flow is directly tied to your sales and as your business grows so will the available capital
  • You will receive the working capital you need without giving up equity
  • Bridge the gap between your invoices and collection
  • Receive cash within days of generating an invoice
  • Gives you the confidence to fulfill larger contracts

We work with many well-capitalized lenders that are aggressively lending. Many of our clients, companies just like yours, can receive the working capital they need even in today's hard economic times.

Turn your receivables into cash NOW, and gain the working capital and the peace of mind your company needs to succeed.


Equipment Finance

Turn your hard assets into cash flow

Financial Capital Resource has relationships with industry specific appraisers and funding sources to ensure our clients get the most liquidity out of their assets. We understand the value of your equipment and ensure that you have the right options for your business.

Equipment lending is typically a component of a collateralized loan. While equipment funding can be done on a stand-alone basis, it is often combined with other assets.

There are many benefits to these types of equipment lending facilities:

  • You raise cash flow through existing assets for expansion
  • Low cost of capital versus stand-alone facilities
  • You will receive the working capital you need without giving up equity
  • Expand working capital base

We work with many well-capitalized lenders that are aggressively lending. Many of our clients, companies just like yours, can receive the working capital they need even in today’s hard economic times.

Turn your receivables into cash NOW, and gain the working capital and the peace of mind your company needs to succeed.


Real Estate Finance

Commercial Real Estate Lending

Financial Capital Resource can close quickly if needed. Working with us you gain a financial partner who understands your needs and is vested in your success.

Commercial Real Estate Financing is a collateralized loan. Loan to value and as well as occupancy levels determine the terms of the loan.

There are many benefits to Commercial Real Estate Financing:

  • You will receive the working capital you need without giving up equity
  • Purchase additional properties
  • Maintain operating expenses

We work with many well-capitalized lenders that are aggressively lending. Many of our clients, companies just like yours, can receive the working capital they need even in today’s hard economic times.

Turn your real estate assets into cash NOW, and gain the working capital and the peace of mind your company needs to succeed.


Commercial Hard Money Loans

What types of transactions do we fund with our Commercial Hard Money Loans Program?

  • Purchase/Acquisitions
  • Refinances
  • Properties in need of a quick closing
  • Bank turn downs
  • Value-added
  • Vacant Properties (with other properties to cross collateralize)
  • Discounted Note Payoffs
  • Debtor-in-possession
  • Partner Buyouts

Do you own a commercial property but you or your company don’t show a profit on paper? How about some dings on your credit report. We can overlook these issues with our Commercial Hard Money Loans program.

We make loans that banks won’t, we look at the property itself more than we do the borrower and their overall financial picture.

The loan must make sense for us. We do NOT want to own your property.

We love value-added plays. Are you buying a commercial property that is not performing with a solid plan in place to upgrade, find new tenants and turn the property around? If so, send us a summary on your loan request.

Our Commercial Hard Money Loans can close in as little as 1 week. These quick closing bridge loans are common these days